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A transmission could go out, an out of the blue injury could happen, etc… If you are not prepared for these things, finances can grow out of control quick. I was able to climb out of a massive debt when I was advised to file bankruptcy; I owe most of my thanks to Mr. Ramsey and his financial philosophy… By the way, it christian chat rooms for young adults a very easy to read book with tables, tear outs, charts etc… Most people that I give the advice to read Ramsey, take it like a grain of salt and pay no attention to my advice.

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I'm a one-woman show working for 6 different departments and coordinating 9 salesmen. Things get hectic, sure.

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Like a lot of I'm sick to death of working, paying the bills and seeming to be increasingly further in the proverbial hole. I saw a report that concluded we "middle class" folk were more able to afford the necessities when minimum wage was 25 cents.

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